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Decision to Buy
Buying a home represents one of the biggest investments a person will ever make. Having a clear sense of your reasons for buying will help you choose the right property.
Why do you want to buy
Tired of paying rent?
Outgrown your current home?
Looking to start or add to your investment portfolio?
Need a larger yard?
Desire for a certain school district?
Time to shorten your commute?
Contact a Real Estate Professional
Choose an agent that you know will make you a priority and with whom you feel comfortable with as they guide you through loan pre-approval, property searches, negotiations, financing, and closing on your new home purchase.
Time to Go Shopping and Select THE ONE
Drive through neighborhoods to start the process.
Narrow the search & select a few properties that spike your interest.
Have Tracy schedule showing appointments.
Create a pros and cons list on homes you view.
Once you have chosen your future home its time to put the pencil to the paper with an offer that the seller can accept, reject, or counter.
Steps to Your Successful Closing
The average process for closing on your new home takes 30-45 days.
Submit the fully executed contract to your title company and lender.
For your protection, get a home inspection.
Appraisal/finalize lending.
Secure homeowners insurance and provide binder to the title co.
Sign lenders closing disclosure 3 business days prior to close date.
Complete a final walk through.
Closing date has arrived, off to the title company to review and sign the final paperwork.
Items to bring on closing day include your driver’s license, outstanding documents, cashier’s check made payable to the title company for closing cost ~ your realtor will provide this information roughly 24 hours prior to closing.